Starting Your First Cooperative Investment

Purpose:
To guide new members through joining their first Monivest cooperative investment — from understanding available projects to funding and tracking performance.

Overview
Your first cooperative investment marks the beginning of your ownership journey at Monivest.
Every project or plan is powered by verified cooperatives, audited by Monivest, and structured to generate measurable impact — from agribusiness to asset financing.

Step 1️⃣ — Explore Available Projects

• Go to [Cooperative Investments → https://app.monivest.ng/user/plan/index]

• You’ll see Active, Coming Soon, and Matured plans.

  • Active Investments: Open for immediate participation.

  • Coming Soon: Announced but not yet live.

  • Matured Investments: Completed with past performance data.

Step 2️⃣ — Review Project Details

Each project shows:

• Investment Type: (e.g., Cassava, Catfish, Pig Farm, Poultry Feed).

• Location: Cooperative project site.

• Duration: Investment timeline (e.g., 90 or 180 days).

• Expected Returns: Profit rate or dividend projection.

• Minimum Contribution: Starting amount for members.

Step 3️⃣ — Join a Cooperative Plan

• Click Join Now on any open project.

• Select your contribution amount.

• Confirm from your wallet or linked funding account.

• Once confirmed, you’ll receive a digital certificate of participation in your dashboard.

Step 4️⃣ — Track Performance

• View progress in [My Project-Based Portfolio → https://app.monivest.ng/user/portfolio/followed/project_investment]

• Follow updates, monitor yields, and view profit distribution at maturity.

Step 5️⃣ — Withdraw or Reinvest

At maturity, you can:

• Withdraw to your beneficiary bank account, or

• Reinvest automatically into the next cycle.

Both actions can be done right from your Portfolio Dashboard.

Compliance Reminder:
All projects are governed by Monivest’s Cooperative & Risk Management Framework.
Funds are secured through our partner institutions and internal audit systems to ensure transparency and liquidity at all times.

Pro Tip:
You can diversify your cooperative assets by joining multiple projects — such as cassava, poultry, or aquaculture — all under one Monivest ID.

Next Step:
Once your first investment is active, explore your [Savings Dashboard → https://app.monivest.ng/user/savings/index]
to build automated savings that complement your cooperative portfolio.