Two-Factor Authentication (2FA) & Account Security

Purpose:
To guide members on enabling and managing two-factor authentication (2FA) to secure their Monivest accounts against unauthorized access.

Title: Two-Factor Authentication (2FA) & Account Security
Category: Member Tools
Section: Profile & Security

Overview
Two-factor authentication adds an extra layer of security beyond your password. By requiring a second verification step, Monivest ensures that only you can access your wallet, savings, loans, and project investments.

1️⃣ Accessing 2FA Settings

• Go to [Profile → https://app.monivest.ng/user/profile/index/profile]

• Click Security Settings → Two-Factor Authentication (2FA)

2️⃣ How 2FA Works

• After entering your password, you will be prompted to verify using one of the following:

  • SMS verification code to your registered phone number

  • Authenticator app (Google Authenticator, Authy, etc.)

• Only verified devices can access your account

3️⃣ Enabling 2FA

1. Choose your preferred 2FA method (SMS or Authenticator App)

2. Follow on-screen instructions to link your device

3. Enter the verification code to complete setup

4. 2FA is now active for every login

4️⃣ Managing Devices & Sessions

• Review all active sessions and logged-in devices

• Terminate sessions on devices you no longer use or recognize

• Receive notifications for new device logins

5️⃣ Security Recommendations

• Keep your phone and authenticator app secure

• Do not share verification codes with anyone

• Immediately update password and review sessions if unusual activity is detected

6️⃣ Pro Tips

• Always enable 2FA to protect against account takeover and fraudulent withdrawals

• Pair with a strong password for maximum security

• Regularly check active sessions and login notifications