Tracking Your Savings & Loan Portfolio

Purpose:
To help members monitor their savings plans and loan participations, ensuring transparency and informed decision-making.

Overview
Monivest members can manage multiple savings plans and loans simultaneously. Tracking them allows members to monitor returns, repayment schedules, and plan reinvestments.

1️⃣ Access Your Portfolio Dashboard

• Go to [Savings Portfolio → https://app.monivest.ng/user/portfolio/followed/savings]

• Go to [Loan Portfolio → https://app.monivest.ng/user/portfolio/followed/loan]

• All active, coming, and matured plans appear here

2️⃣ Understanding Your Savings Portfolio

• Displays each plan with:

  • Amount saved

  • Plan type (Target, Fixed, Dou-Savings)

  • Duration & maturity date

  • Monthly interest and total expected returns

• Notifications are sent when maturity is reached or interest is credited

3️⃣ Understanding Your Loan Portfolio

• Displays:

  • Loan amount & type

  • Interest rate & repayment schedule

  • Outstanding balance

  • Status updates (pending, active, completed)

• Helps members track repayments and avoid defaults

4️⃣ Monitoring & Notifications

• Dashboard automatically updates portfolio in real-time

• Members receive alerts for:

  • Maturity of savings plans

  • Loan repayment due dates

  • Interest credited or adjusted

• Ensures members can plan reinvestment or withdrawals effectively

5️⃣ Pro Tips

• Align loan repayments with savings maturity or project returns

• Use portfolio insights to diversify savings and project investments

• Always maintain minimum wallet balance for smooth loan repayment