Purpose:
To explain how cooperative projects and savings plans mature, how returns are calculated, and how members receive payouts securely.
Overview
Every Monivest project and savings plan has a defined maturity period. Understanding this process helps members plan withdrawals, reinvestments, and track returns efficiently.
Savings Plans: 30, 60, or 90 days, depending on type (Target, Fixed, Dou-Savings)
Cooperative Projects: Weekly batches; each cycle has a start and end date
Coming Soon & Active Projects: Clearly labeled in your dashboard
At the end of the period, your plan or project reaches maturity, triggering profit calculation and payout eligibility.
Savings Plans: Interest-based, typically 5% monthly, automatically credited at maturity
Projects: Performance-based — returns depend on actual operational results and batch performance
Compliance: All returns follow Monivest’s internal audit and AML regulations
Note: Returns may be reduced or delayed if projects underperform, but your capital remains safe.
Direct Withdrawal: Credited to your verified beneficiary bank account
Reinvestment Option: Members can roll over capital + returns into the next cycle automatically
Dashboard Tracking: All matured plans appear in [Portfolio → https://app.monivest.ng/user/portfolio/dashboard] with clear status
Monivest automatically updates your dashboard with maturity status
Members receive notifications for:
Upcoming maturity
Successful payout
Reinvestment confirmation
All payouts are fully traceable for AML purposes
Each transaction is documented in your [Transaction List → https://app.monivest.ng/user/transactions]
Members can download statements for personal or regulatory use
Pro Tip:
Always check the Matured Cooperative Investments section ([Closed Investments → https://app.monivest.ng/user/plan/project/closed])
to view past performance and plan reinvestment strategy.